CREDIT REPAIR · AGED TRADELINES · FUNDING
A Better Credit Story Starts Here.
WHO WE ARE
Helping Good People Move Forward.
Being denied doesn’t mean you’re out of options. We help you understand what’s holding you back and create a personalized path toward better opportunities.
What we do
Solutions Designed Around Your Goals
Credit Analysis
Know where you stand and what's holding you back.
Credit Improvement
Build a stronger credit profile with a clear strategy.
Negative Item Review
Address items that may be hurting your opportunities.
WHY AFFIX 2 SOLUTIONS
Because You Deserve Answers.
No confusing jargon. No empty promises. Just honest guidance and a plan built around your goals.
Two Ways In
Pick your move.
Both include a full year of credit repair across all three bureaus. The difference is how hard you want to reshape your file..
Tier II · The Reset
Strengthen your profile
$ 3,495
- Everything in The Foundation
- A second aged tradeline from a different lender
- Two accounts working together to recalibrate your whole profile
- Priority funding review at program's end
Tier I · The Foundation
One strong line
$ 2,995
- Full 12-month credit repair — all 3 bureaus
- One premium aged tradeline (20+ years of history)
- Personal credit monitoring
- Direct line to your specialist
—Tradelines, explained
What's an aged tradeline?
No jargon. Here’s exactly what you’re getting — and why decades-old accounts carry so much weight with lenders and scoring models.
01
A tradeline is any account on your credit report. An aged tradeline is one that's been open — and paid on time — for years, sometimes decades. We add you as an authorized user on a real, established account, so its age, credit limit, and clean payment history begin reporting onto your own file.
35%
Payment history
The single biggest scoring factor. A long, on-time record on an established account adds positive history to your profile.
30%
Credit utilization
A high-limit account raises your total available credit — which can lower the ratio of what you owe to what you can borrow.
15%
Length of history
Models reward how long you’ve managed credit. A decades-old account can lift the average age across your accounts.
10%
Mix & depth
More established accounts mean a thicker, more complete file for lenders and scoring models to read.
Those figures are roughly how the FICO® model weighs each factor — and aged tradelines touch the heaviest ones at once. That’s why one well-placed line can do more than months of small moves. Effects vary by individual file.
Real, established accounts
You’re added to genuine, long-standing credit lines — one carrying 20+ years of history. That age and depth report to your file and strengthen the story it tells.
Two beats one
A single account nudges things along. Two accounts from different lenders, placed together, give the bureaus more positive data to read across your whole profile. That’s why The Reset places two.
—The whole point
We don’t stop
at the score.
A stronger file is only worth what it unlocks. When your program wraps, we match you to lenders and walk your application in — so you’re not applying and hoping. You’re applying prepared.
01) Repair & build
Disputes run across all three bureaus while your tradelines report.
02) Position
We review where your file lands and line up the right lenders for your goal.
03) Funding
Personal lines, business capital, or real-estate positioning — application walked in, not guessed at
