CREDIT REPAIR · AGED TRADELINES · FUNDING
A Better Credit Story Starts Here.
WHO WE ARE
Helping Good People Move Forward.
Being denied doesn’t mean you’re out of options. We help you understand what’s holding you back and create a personalized path toward better opportunities.
What we do
Solutions Designed Around Your Goals
Credit Analysis
Know where you stand and what's holding you back.
Credit Improvement
Build a stronger credit profile with a clear strategy.
Negative Item Review
Address items that may be hurting your opportunities.
WHY AFFIX 2 SOLUTIONS
Because You Deserve Answers.
No confusing jargon. No empty promises. Just honest guidance and a plan built around your goals.
A Better Credit Story Starts Here
Choose Your Path Forward
Whether you’re rebuilding, strengthening, or preparing for your next opportunity, there’s a solution designed around your goals.
Tier I · The Rebuild
Start Your Comeback
Six months of personalized credit repair designed to help you understand what’s holding you back and begin moving forward.
$ 999
$1,585 value
Includes
- 6-month credit repair program
- All 3 credit bureaus reviewed
- Personal credit monitoring
- Client portal access
- Monthly progress updates
- Email alerts when disputes are submitted
- Dedicated support team
Best For
People recently denied financing who want a clear starting point.
Tier II · The Foundation
Build A Stronger Foundation
A complete credit improvement program plus one premium-aged tradeline designed to strengthen your profile.
$ 2,495
$3,085 if purchased separately
Includes
- Everything in The Rebuild
- One premium-aged tradeline
- 20+ years of credit history
- Credit opportunity review
- Financing readiness assessment
- Priority support
Best For
People preparing for a home purchase, vehicle financing, or business funding.
Tier III · The Reset
Strengthen Your Profile
Two premium-aged tradelines working together to create the strongest profile enhancement package available.
$ 3,295
$4,585 if purchased separately
Includes
- Everything in The Foundation
- Second premium-aged tradeline
- Up to 30+ combined years of history
- Priority funding review
- VIP support
- Advanced profile strategy
Best For
People seeking the strongest credit profile possible before pursuing major financial opportunities.
—Tradelines, explained
What's an aged tradeline?
No jargon. Here’s exactly what you’re getting — and why decades-old accounts carry so much weight with lenders and scoring models.
01
A tradeline is any account on your credit report. An aged tradeline is one that's been open — and paid on time — for years, sometimes decades. We add you as an authorized user on a real, established account, so its age, credit limit, and clean payment history begin reporting onto your own file.
35%
Payment history
The single biggest scoring factor. A long, on-time record on an established account adds positive history to your profile.
30%
Credit utilization
A high-limit account raises your total available credit — which can lower the ratio of what you owe to what you can borrow.
15%
Length of history
Models reward how long you’ve managed credit. A decades-old account can lift the average age across your accounts.
10%
Mix & depth
More established accounts mean a thicker, more complete file for lenders and scoring models to read.
Those figures are roughly how the FICO® model weighs each factor — and aged tradelines touch the heaviest ones at once. That’s why one well-placed line can do more than months of small moves. Effects vary by individual file.
Real, established accounts
You’re added to genuine, long-standing credit lines — one carrying 20+ years of history. That age and depth report to your file and strengthen the story it tells.
Two beats one
A single account nudges things along. Two accounts from different lenders, placed together, give the bureaus more positive data to read across your whole profile. That’s why The Reset places two.
—The whole point
We don’t stop
at the score.
A stronger file is only worth what it unlocks. When your program wraps, we match you to lenders and walk your application in — so you’re not applying and hoping. You’re applying prepared.
01) Repair & build
Disputes run across all three bureaus while your tradelines report.
02) Position
We review where your file lands and line up the right lenders for your goal.
03) Funding
Personal lines, business capital, or real-estate positioning — application walked in, not guessed at
